Spend Smart is perfect for purchases between $1,000 & 10,000 (up to $30,000 in some cases). Unlike tricky Interest Free finance or lines of credit where you never end up paying it off, Spend Smart offers simple, easy to obtain finance, where you know exactly what your repayments are, and in most cases you have paid your loan off in as little as 1 year. Best of all, we can assist people who may have a bad credit rating too.

Spend Smart is available at many retailers across Australia but if your retailer does not offer Spend Smart finance please feel free to apply for the finance you require and we will contact the participating business on your behalf.